Jeannie Babb Taylor: The truth about universal health care
By Jeannie Babb Taylor
Tuesday April 15, 2008 11:38:33am


Republican Party spokespersons big and small are twisting themselves into pretzels trying to combat the positive message of the Democratic Party. Over the next few months, you will hear them call good evil and evil good in order to trick America into four more years of Bush-style fear-mongering, war-mongering and recession.

Health care may be the issue that shipwrecks their good-is-evil message. For years, Republicans told us that “universal health care” was a dangerous, wicked Democratic plan that must be opposed. They said if everyone had health care, there would be no health care at all. Back when most voters had adequate health care coverage, we swallowed the lies. We believed that if health care were extended to the masses, it would no longer be as good for us.

Times have changed. Many of us are finding ourselves under-insured, with huge deductibles to meet before our policy ever kicks in. Many more are uninsured altogether, either because we cannot afford the employee portion of the premium, or because our company can no longer afford to offer health insurance. Will people with little or no health care really buy the “universal health care is evil” mantra?

Michael Moore’s documentary “Sicko” really brought the issue to the forefront of the American conscience. It is not that Americans did not know about the crisis. Many of us have experienced it firsthand. What the movie and the buzz about it revealed is that the health care crisis is widespread. We are not alone in our struggles.

In fact, one survey found that 30 percent of respondents had delayed seeing a doctor about a known and potentially serious medical condition, because of inability to pay. Medical inflation is currently twice as high as the standard rate of inflation, meaning this problem will not resolve itself. Workers are paying more but getting less, with premiums rising four times faster than wages.

Let’s consider it from another angle. Every American child has the right to an education, whether or not her parents can afford private school. There are schools on every corner — private schools, public schools and kitchen-table home schools. To be sure, the public education system has flaws. (So do private schools and home schools, but nobody talks about that.) Despite the flaws, we can still say this: Any American child can walk through the doors of the public schoolhouse and receive an education.

Unfortunately, I know some people who would like to see public education abolished. As you can imagine, they are people who can easily afford to educate their children privately, and they do not appreciate having to foot the bill for other people’s children.

In the dreams of the selfish, their little Richie would never have to compete with the smart but poor kid down the road. Only the wealthy would be able to educate their children. As for the rest of Americans, well, they just need to be trained for manual labor and subordinate positions to little Richie.

Most of us would be appalled at such thinking. We have been raised to believe that a basic education is every child’s birthright. Aren’t health and life more important than education? If every child has the right to be taught to read, then does not every child have the right to receive treatment for a life-threatening condition like asthma?

Universal health care simply means health care for all. Private health care plans will not be eradicated any more than private schools have been eradicated. Those who are happy with their current health care can keep it.

Health care is at least as important as public education, public libraries, public transportation and other services that we make available to all citizens. It is time for the United States to step into the 21st century and provide health care for all Americans. To help us do that, vote Democratic.

Jeannie Babb Taylor may be contacted at jeannie@babb.com, or you can leave a public comment on her blog at JeannieBabbTaylor.com.


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hoosiermama
Comments: 393
Joined: 11/14/2007
04/16/2008 02:11:17 PM
Vocalwhennecessary:

I have noted the extremely good health insurance offered to Memorial employees. I will definitely be keeping this in mind as I continue to job hunt (or not). LOL. Thank you for the information.

 
Vocalwhennecessary
Comments: 262
Joined: 04/10/2008
04/16/2008 10:02:40 AM
Familymom

I understand what you're saying. I also understand that we all could be just one step away from not being able to financially take care of ourselves or our families. One freak car accident, one disabling injury on the job, and the gravy train is over with. I'm fotrunate to have good group coverage insurance. I count my blessings each and every day that I'm in relatively good health for my age. I do realize however that all of that could end tomorrow. This country does need some type of insurance to help those who really can't help themselves. Politicians don't have the answer, but as scary as it may be, that's exactly where the answers are going to have to come from.

 
familymom
Comments: 182
Joined: 11/29/2007
04/16/2008 09:25:36 AM
American Citizen,

Universal healthcare is not free and we will all foot the bill for the cost. I have a large family and feel I can take care of my own and am not responsible for the millions in the country. I refuse to pay for more insurance for other people. It is NOT constitutional nor is it the responsibility of the government. At one time churches took care of the sick, the elderly, and the widows. Where are they spending all of their money now?

 
jaydubya
Comments: 173
Joined: 11/05/2006
04/16/2008 02:04:40 AM
The thing about "good" health insurance is "what the employees are willing to pay" and "what the employer picks from the menu". Every company in Chattanooga could have the exact same health insurance if they wanted. I myself have no problem paying 200 dollars a month for health insurance if that is what is needed. I just want it when I want it!!! Each company could make it a 25 dollars co-pay if they wanted to. But you have those that barely make minimum wage and they can't pay 200 a month for health insurance. And before you get started typing, 200 is just a figure I threw out there. I pay less at present. But then again I have been blessed with good health and don't see that I will need the insurance where I pay a low co-pay and low deductible. Now as I age this will of course change. Right now it is just a gamble.

One of the problems is that the insurance run by the state gives it out to anyone without checking the home situation. I know a couple that has their kids on Peach Care and they both work. But they like Peach Care because they don't have to pay for it and they get cheaper visits and the such. Now this should be illegal. I know that insurance fraud is a big deal but the system is so large that they don't check each person and their ability to pay. But then again you have those that this is an institutional way of life and it is better to live together than to marry and be expected to work and pay your way. But then one of the political parties makes living on welfare so easy. The more they can get "big brother" involved with your life the better.

I'm twisted into a pretzel trying to figure out what is so great about the democratic party. You have Hillary, that when she proposed a health care reform when Slick Willie was president, made even the democrats cringe. She would have wrecked the health care system. She went so far as to say nurses will be replaced with robots in the near future. And didn't I just hear her tonight talking about protecting our jobs and not outsourcing and moving to another country our present jobs. She makes me comfortable that my job will be here after her four year term. Then Hussien is so liberal that who knows what he may change.

Our 110th democrat controlled congress has done so much to help middle America. That's all we heard before the election and poor Nancy Pelosi was just gonna go to Washington as the queen of congress and make so many sweeping changes. Well since she has got there I am paying more for gas to get to and from work, my groceries cost more and my insurance went up with less benefits. So JBT should just keep talking how much better we will have it with Hillary or Hussien. Not sure McCain could make it any better either. But at least I'm not encouraging everyone to vote republican like she does the dems. And this above article couldn't be more full of holes, everyone does have health care. We all pay so that indigent care can be given. All hospitals have to provide indigent care. Just this past weekend I saw a person get very costly surgery and they didn't have a job or insurance. But there they were having surgery. I can't tell you how many illegal immigrants I personally have seen get health care and not have a SSN or job listed. So of course there is no insurance.

Every person should be taken care of medically. That should just be a basic right. Some of these people need to get a J O B though. And there should be insurance reform. Twenty small companies in a city should be able to band together and get an insurance at a cheaper rate with better benefits. Just because someone gets sick and requires hospitalization doesn't mean they then have to sell their home and go to the poor house. This is the insurance company that won't work with small businesses.

 
Vocalwhennecessary
Comments: 262
Joined: 04/10/2008
04/16/2008 01:27:05 AM
American Citizen..........

The cost of Memorial's health insurance for single coverage is $47.00 bi-monthly ($94.00 per month).

 
AmericanCitizen
Comments: 182
Joined: 10/12/2006
04/16/2008 12:36:48 AM
Wow........wonder what the monthly premiums are. I bet on the high side. Probably not bad if your employer covers a big part, but those luxeries are fading fast.

Come now family mom....... you might get that heart surgery that day or the next........if you "Had" insurance. And if you had insurance you would then have to meet your co-pay, probably high deductibles. Then you may still have a problem with a "pre-existing" condition that they won't cover at all. It is not going to get any better until we have health insurance for all and force the insurance companies to give up some of that profit. You can keep your current coverage if you choose. But if it takes the government to make it available to everyone, so be it. Not everyone we are talking about here (without insurance) are "poor" people.

 
Vocalwhennecessary
Comments: 262
Joined: 04/10/2008
04/16/2008 12:11:40 AM
I heard you mention Memorial Hospital. Memorial uses BC/BS of Illinois. Great insurance. Free mammograms, great preventative health screenings at no charge. $100 ER deductible. Meds have 10, 20, and 30 copay. Office visits 35, specialists 40. Insurance handles everything else. That is for all employees, nurses or not.

 
maggie
Comments: 1368
Joined: 01/08/2006
04/15/2008 11:09:15 PM
Wow, that is awful. We have been blessed to have good insurance, at least as I said most of the time. There was a time several years ago when we had an HMO policy and it was awful, paperwork was rediculous and they kicked out every claim we had and they always had to be refiled. I don't like everything about our current ins, but it is pretty good and we don't have an outrageous deductible. Erlanger has good ins. and so does Hamilton Medical in Dalton. I don't know about Parkridge or Memorial. I would think working for a hospital, they ought to offer free screenings for their employees.

I know the ins. issue or lack there of is a tough issue our country faces, but I still think the ins. companies are the problem and having universal health care is just not the answer. I think it will just be another huge drain on middle America and we are already all struggling!

However, if something isn't done to stem the tide of gas prices and groceries, not having medical tests isn't going to matter anyway, as we won't be able to afford to drive to the doctor, or we will starve to death and it just won't matter anymore!!!

 
hoosiermama
Comments: 393
Joined: 11/14/2007
04/15/2008 10:10:29 PM
Maggie:

Yes, I work at a hospital. My husband's insurance through his company is MUCH better than offered at my employer. I am in clinical position, but I am NOT a nurse. It is very common for people to assume that since I am female and work at a hospital, but that is not the case. I can remember a time when health insurance at any health facility was outstanding and it was one of the benefits that often attracted people into the medical field. That simply doesn't seem to be the case anymore. Things have changed dramatically.

My employer is not the only healthcare facility that has crappy insurance. My neighbor, who works at an imaging facility as a Rad Tech, has a policy that has a $5000 deductible, with an additional $5000 deductible for EACH surgery for her and each of her dependants. It is ridiculous!

I may or may not be actively searching for other employment right now. ;-)

 
hoosiermama
Comments: 393
Joined: 11/14/2007
04/15/2008 09:56:51 PM
familymom:

How much freedom will I lose if I'm dead because I couldn't get treatment when my breast cancer was in its early stages because I couldn't afford to have the mammogram? I don't mean to sound crass, but it gets to the heart of the issue.

This governmental instrusion is similar to the Patriot act in this regard: the Patriot Act takes away a "little privacy" and "freedom" in an effort to combat terrorism, which protects us. I still support it, though, and view it as a necessary intrusion, just like I would with nationalized healthcare.

I know about Health Savings Accounts. We have had the opportunity to participate through my husband's employer for the last couple of years. It would be a wonderful way to set money aside to pay for medical expenses and have it be tax-free. Here's the problem with that...... You missed my previous point. We do not have the extra money to deduct from my husband's check for this. If we did, I would have already had all the screenings that I have not been able to afford in the first place, although it wouldn't have been tax free.

 
maggie
Comments: 1368
Joined: 01/08/2006
04/15/2008 09:43:47 PM
Hoosier, Don't you work at a hospital? My husband is in the health care field and we have almost always had very good ins. Sometimes there were parts I didn't like, but our out of pocket expenses are not that bad, actually better now, then when our kids were little. I don't have to put off having check-ups or tests that I need to have. We also have a health care reimbursement acct. It is our money, pledged over the entire year, but we have access to it the first of the year. This helps to cover co-pays, etc. If your ins. is that bad, go to Erlanger or Hamilton Medical and apply for a job, they are always looking for good nurses.



 
familymom
Comments: 182
Joined: 11/29/2007
04/15/2008 09:28:03 PM
My uncle has lived in Canada for over 25 years. His income tax amounts to 60%....and he still buys his drugs in Mexico because there is quicker access to them. His friend had a heart attack last year and he had to wait 3 weeks for surgery. In the US a person would get the surgery that day or the next day if needed.

There is not one single government run program that has not cost tons of money and has succeeded.

I am with you as far as neglecting to get some screenings. I am telling you guys that a Health Savings Account is a real life saver and everyone should be allowed to get one. Currently they are not offered by all insurance companies and they are only for those with high deduct. plans. There needs to be some healthcare reform, but not involving government control. Everytime you let the gov. give you something..you lose a little freedom.

 
hoosiermama
Comments: 393
Joined: 11/14/2007
04/15/2008 09:14:18 PM
Here's what bothers me about our current system.

My family is probably very representative of a middle-class, two wage-earner family with two children still at home. We live frugally to make ends meet. We do not take fancy vacations, wear designer clothes, or eat at the finest restaraunts.

We have watched our insurance premiums steadily increase, medical benefits decrease, and our income cannot compensate for this. As a result, I cannot afford to have all of the various screenings that are recommended for a woman of my age. I am almost 50 years old, yet my last mammogram was in 2000. Routine pap smears, bone density tests, annual physical examinations, etc. are pipe dreams to me! Even though I would love to catch a breast cancer early enough to have the best chance for a successful outcome, because of sky-rocketing medical costs, I simply have to take a roll of the dice and hope for the best! I do not think that I am alone in my quandry.

Do you really think that I would care if I had to wait a little longer for an appointment for these things? Would I have to wait longer than the 8 years that have already passed for a mammogram? I doubt it. I can assure you that I would be elated to have access to these type of screenings.... because I sure don't now!!!!



 
AmericanCitizen
Comments: 182
Joined: 10/12/2006
04/15/2008 07:50:41 PM
Enough about Canada. That is the first thing the naysayers throw out. Who says we have to have a carbon copy of "Canada". I don't even know if Canada's plan is all that bad. Someone starts these tales and people spread them around the internet without doing all the "fact checking". But, no one says we have to "copy" Canada. Universal Healthcare simply means healthcare for all. How we implement it is up to us. I simpy don't believe the insurance companies are going to voluntarily lower our premiums while they are handing out multi million dollar salaries and bonuses. People cry that they want less government.... that would be nice if it was not necessary; if people did what was right. But people and big business are greedy, they misrepresent their products and it is often the little guy that gets left holding the bag or taken to the cleaners by dishonest people (and business). So therefore government is needed. Did not say the government was perfect and there no doubt some people in the government making a killing, but there has to be some rules and regulations out there keeping people in line. Too many people are getting a free ride to do whatever they want in the name of profit. Oil companies, pharmaceutical companies, insurance companies, etc... I am ready to see someone try a new approach!

 
catvoter
Comments: 100
Joined: 08/10/2007
04/15/2008 07:34:31 PM
The truth? Riiiiiiggghhhttt!

Do you ever notice that when someone starts a story with this is "The truth ....." ; it usually isn't?

A typical JBT biased story on Univerval Health Care and no mention of any facts on the high costs. Where is the truth about how both Hillary and Obama want to take money from ALL the working people via higher taxes for all? There is no way to pay for their Universal plans by just taxing the "rich".

The Democratic mantra is always that "bigger government" is the answer. Big brother has all the answers if you believe JBT.

I'm not sure the Republicans have all the answers either. But recall that even all the Democrats couldn't stand the last universal health care plan Hillary tried to push and failed.

But I do know JBT's best example of the true facts of health care being led by Michael Moore ranks right up there with JBT's article using Bill Clinton as being the best example of family values. Best described as horse "dung".

No big government plan, please.





 
BigShiggy
Comments: 402
Joined: 01/19/2006
04/15/2008 07:02:26 PM
Yes it is sad I know some of those "frequent flyers" as they are known, who show up at the ER for a common cold or just because they "feel bad", because they are on Medicade or Medicare subpart A-B-C,,,-D-E-F-F-G,,,-H-I-J-K-L-M-N-O-P.
Those who pay a current $100 per visit health care insurance deductable, if lucky, rarely visit the ER.

If some doctors and their staff already say they do not accept certain federal types of health insurance, what makes the policing of the "universal healthcare" program such a sure thing by governmental enforcement figures for those who really need it?

In biblical times in Rome, when plagues and disease were rampant, the physicains fled from the cities to the safety of their estates in the country or highlands to avoid the costs of giving "free" or less than expected fees of healthcare to the poor.

I remember growing up with no seatbelt laws, no child care laws or very little enforced, no health insurance and a parental older generation with a no responsibilities attitude. They the parents told us the only way they were taking us to see a doctor was a broken bone or we were dying.
Then some of these same "elderly" now think just because they paid less than $100,000.00 in taxes, they deserve 100's of millions in healthcare because they are sick and have not planned for the future with a real health insurance plan and the government "owes" them this, yet the younger generations are responsible for providing for ourselves and our own families with insured healthcare. Yes there are those who truly cannot afford commercial health insurance and deserve a plan for health care, but there are those "freeloaders" who want something for nothing, that hurt all those who are really deserving it.

How did a column about healthcare turn into a bashing of those who want to see public schooling dissasembled? Don't we as taxpayers pay each year a school tax wheather we have children or not in school for public education, only to find they have exceeded the supply of taxes in cost overruns?
What is to prevent the same taxation plan for universal healthcare from becoming the same as the tax method of "free" education of the public school system?

How much longer will it take the Democratic Controlled, 110th United States Congress to fix all the current complaints and problems? One more Democrat in power?




 
familymom
Comments: 182
Joined: 11/29/2007
04/15/2008 06:09:21 PM
Universal healthcare will cost the government a TON of money. Taxes will go up, that's for sure.
Why do people feel it's the governments responsibilty to take care of everyone?
Everyone needs to brush up on some history of the constitution. The Founding Fathers did not intend for the government to have so many programs to support.
BTW, we can only afford high deductible insurance, and therefore we only seek help when it is really needed. It also reinforces a healthier lifestyle. We do have a Health Savings Account, which everyone should have..it is so nice.
Another point is that I AM SICK of paying for everyone's healthcare as it is. My husband works in the ER, which is often a cough and cold clinic for those on government insurance. If they had to pay some out of there own pocket I bet many times they would opt for some cough medicine OTC from Wal-Mart.
This is America...time to fend a little for yourselves. I do not want the government controlling everything I do.

 
maggie
Comments: 1368
Joined: 01/08/2006
04/15/2008 04:28:28 PM
Universal health care is not all it is cracked up to be. Patients in Canada wait weeks, even months to see a doctor and this is not for physicals or check ups, it is when they are sick. What we need is for the greedy ins. companies to lower premiums and make it more affordable for businesses and individuals. I guess if a democrat is elected in Nov. we will see if they can perform all the miracles JBT claims they can.

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